Balance Enquiry Mini Statement Missed Calls Banking Number for All Banks

In This post, we are going to share the balance enquiry, mini statement toll-free numbers of all nationalised banks. The missed call banking service generally requires one-time activation from your number. To get the service activated your number should be linked to your account in bank records. In case not just go online or visit your branch and update your number. However, some banks do not require any activation.

As of now, most banks provide two services – balance enquiry and mini statement though Missed Call.

Continue reading “Balance Enquiry Mini Statement Missed Calls Banking Number for All Banks”

What is the best Term Life Insurance and how to choose right plan Top Ten Life Insurance Plan

What is the best Term Life Insurance and how to choose the right plan?. It’s like asking “which is the best car or best shirt out there?”.  Everyone will have a different answer. Similarly, when it comes to one’s financial life, one size do not fit all.

Then what should you be asking/searching for?. No medical exam life insurance no medical exam no waiting period. whole life insurance no medical exam .term life insurance no medical exam. no medical exam life insurance for seniors guaranteed life insurance. whole life insurance no medical exam no health questions. These are the various question asked by the visitors, one thing one should understand without having a proper medical check up no insurance company is going to give best and genuine term life insurance. genuine in the sense it will be really difficult for your family your dependent  to get the claim settlement

The logical question sequence of buying best term life insurance is this:.

1. Do I need Life Insurance right now or in my near future?
2. What kind?
3. For how long?
4. How much?
5. Are my existing policies(if any) sufficient? If not, what is the shortfall?
6. Now that I know what I need, which products from which companies can fulfil my requirements in the best way? Which among them is the lowest cost?
7. Am I currently eligible to buy it? At normal rates? If not, what can I do to become eligible?
8. Do I buy it directly from the company’s website to save costs? Or through an agent?
9. If I want to buy it directly, can I still get good advice to answer questions 1 to 7? Continue reading “What is the best Term Life Insurance and how to choose right plan Top Ten Life Insurance Plan”

Sbi Minimum Balance Charges, All You Need to Know (Effective from 1st April)

SBI New Rules, SBI Minimum Balance Charges, RBI Rtgs Charges All You Need to Know: Authorities of State Bank of India (SBI) has also formulated the SBI New Rules From April 2017 after a gap of five years. State Bank of India will be implementing the changes they announced a month back.

Authorities of State Bank of India(SBI) has also formulated the SBI New Rules From April 2017 after a gap of five years.

SBI account holders are advised to have a glance at theFrom April 2017, Service Charges Minimum Balance, ATM Fee from here To Be Implemented From April 1st onwards to be on the safe side.

Unlimited SBI ATM use without any charges, If you maintain 25000/- in your SBI savings account.

Unlimited SBI & OTHER BANK ATM use without any charges If you maintain 100000/- in your SBI savings account.

Continue reading “Sbi Minimum Balance Charges, All You Need to Know (Effective from 1st April)”

11th bipartite settlement expected pay scales Of IBPS PO Sbi PO 2017

In Our Earlier Posts, we have shared all the latest update about bank wage revision 2017. In this post we are going to share WHAT will be the pay scale of SBI PO, IBPS PO after 11th bipartite settlement expected pay scales Of IBPS PO Sbi PO 2017.

As We all know that the DFO (Department of Financial Services), MOF (Ministry of Finance) has been already communicating regarding 11th bipartite settlement. They have issued a notification to all the banks that are part of the process, advising them to complete the whole process well before the due date i.e. 1st November 2017.

Here we are sharing the complete demands of wage revision in the bank 2017. Continue reading “11th bipartite settlement expected pay scales Of IBPS PO Sbi PO 2017”

Finance Bill 2017 Amendments All You Need To Know

The Finance Bill, 2017  what it means to you and what you should know about it. Finance Bill 2017 came along with a number of new legislation and was passed on March 22.

One of the new legislation that is not being appreciated is that Income Tax officers can now raid homes without having to provide any reason for it and attach properties only if they have ‘reason to believe’ that it is undisclosed income. This is a draconian law and can easily be used to inflict losses on a business/person. Can we really trust our income tax officials this much?

You will now need your Aadhaar card for filing your income tax returns. It will also be mandatory to link your Aadhaar card to your PAN card, or the latter will become invalid after July 1, 2017. 

With the Finance Bill, 2017, people can make use of the ‘electoral bonds’ to donate to political parties anonymously. that’s the hypocrisy of the government and just not in line with the thought process they are using to link everything with Aadhar

The Bill has also removed the cap of how much one (or a company) can donate to a political party. Again, seriously?

Finance Bill, 2017 also brings down the threshold limit of cash payments from Rs 3 lakhs to Rs 2 lakhs. so linked bank accounts, phone numbers provide them all the data on my spending and usage, no robust cyber security infrastructure in place either Continue reading “Finance Bill 2017 Amendments All You Need To Know”

Best Debt Funds For Investment in 2017 India Top Ten Debt Funds

A debt fund is a type of mutual fund that invests in fixed income securities like bonds, etc. Debt mutual funds mainly invest in a mix of debt or fixed income securities like Government securities, Treasury bills, Corporate bonds, etc. Debt funds are preferred by those who are looking for steady income with relatively lower risks, as its comparatively less volatile than equities. Before selecting the best debt funds to invest, it is important to know the benefits of investing in debt mutual funds. Continue reading “Best Debt Funds For Investment in 2017 India Top Ten Debt Funds”

SBI PO 2017 How I Cracked SBI PO Reasoning Aptitude Preparation 10 Ways

How I Cracked SBI PO Exam while just studying 4 hours a day for 3 months along with a 10-hour job which consumed a lot of my energy and made it into the blue corridors of this banking behemoth. Here are my cents for cracking this examination. I am sharing writing 10 ten ways to crack qualify sbi po exam which is just going to happen in next month. you have to follow just these simple step by step 10 guidelines after that you will be able to crack sbi po exam.

i) Avoid static GK completely. Learn the concept of opportunity cost and you will get a lot of clarity behind this hack of mine.
ii) Quantitative Aptitude section is majorly about Data Interpretation cases. Become quick in simple calculations and it will save you a lot of time in the main examination.
iii) Learn tables, square roots and cube roots. For bigger numbers, learn the tricks from YouTube to calculate it real fast. Remember, a second saved is a second earned.
iv) For every subject, focus more on quality rather than quantity.
v) Revise GK Capsules for last three months after prelims results are out. Don’t just cram the bullets, dig deep into them and go through every point again and again.
vi) Clarity of mind is extremely essential during the exam. I was clear about focusing on accuracy and thought about nothing else during the mains exam.
vii) Give a lot of mocks. And give them as if you are appearing for the real examination. It will eliminate a lot of problems that you might face on D-day.
viii) Solve a lot of time bound quizzes. It will keep a good check on your speed and accuracy.
Play it smart. You can not master every topic in the syllabus.
ix) During preparation, don’t think about how much others are studying. Their preparation is beyond your control.
Don’t waste time picking up a grammar book and cramming all the rules. Rather give time to reading, consume a lot of articles daily and it will have compounding effects over a period of time.
x) Do not reveal about your preparation to anybody, most importantly, relatives. This way you will be away from all the negativity and bullshit failure stories that they preach.
Read a lot of banking awareness and get into minute details of every topic.
Remember, the battle rests inside the mind. Condition it for success and things will work out your way.

All the best.

What is the key to confidence

Today we are going to share What is the key to confidence by some examples. As most of the readers of this blog are students those we are preparing for banking exams. This is going to help them All.

Imagine that you are asked to lift a weight of 40 kg by your teacher.

If you are an ordinary person, you would find lifting this weight quite difficult and even impossible.

However, if you are a professional weightlifter, you may even lift this weight even by one hand without much effort.

                 key to confidence

We develop confidence when we feel that we can do the job better than others.

When we feel inferior to others, we lose confidence.

When you are going to attend an important meeting and you are not adequately prepared for it, there is no way you can be confident.

You improve your confidence by doing better preparation for the work.

The best way to be confident is to:-

  • Acquire more knowledge of the subject
  • Develop better skills by more practice
  • Rehearse well before any important meetings or presentation
  • Develop better command on your language to speak well in gathering
  • Remember and practice interesting stories and jokes to entertain people
  • Dress appropriately for the occasion

Don’t try to fake confidence to fool others.

Develop real confidence by developing yourself.