Fee Excess DRS Charges, How to Avoid Fee Excess DRS Charges in SBI

we have already discussed Fee Excess DRS Charges in  SBI. In this post, we are going to write how to avoid FEE Excess DRS charges in SBI.

First of all kindly note that once the amount has been debited with having remarks FEE Excess DRS Charges then it’s non-refundable as at the time of account opening you have signed and accepted all the terms and conditions of sbi including their value added services i.e. vas charges.

If you Perform 4 debit transaction in your SBI Parent branch then its totally free but for that, you have to maintain minimum average quarterly balance.if you are making the debit transaction more than 4 times from your home branch or over 40 debit transaction from your internet banking then the bank will charge FEE Excess DRS charges from your account on basis of transaction performed by you. And also kindly note that this amount is non-refundable amount.

Also, note that if you are not performing your transaction from your parent branch then once you have crossed 20 debit transaction through internet banking or debit card bank will again charge FEE Excess DRS Charge from your bank account. And FEE Excess DRS charge amount can be high or low it depends upon the number of transactions made by you in that respective month. So by maintaining average quarterly balance in SBI we can minimise or avoid the fee excess charges. Or just open saving account in any other nationalised banks. DRS full form is, sbi drs full from.

Excess DRS charges are Rs 6 per transactions on each online transactions.

Rs 0-1000 => 20 online transactions
Rs 1000-25000 => 40 online transactions
Rs 25000 and above => Unlimited

Per excess transactions chargeable @Rs 6 per online transaction and @Rs 23 per atm transaction

Kindly also check this post how sbi is calculating DRS Charges

What Is Excess DRS Charges in State Bank Of India

Also by having a current account, we can avoid fee excess drs charges in SBI. For More Details feel free to comment here or call State Bank Of India 24×7 call centre number 18004253800 (Toll-Free) or Contact your parent branch.


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